|
| Annual Percentage Rate for Purchases |
0% Introductory APR* for 6 months
As low as 8.99% to 17.99% APR** fixed |
| Other APRs |
Balance Transfer APR - Same as purchases
Cash Advance APR - Same as purchases
Late Payer Rate - 17.99%*** |
| Grace Period |
25 Days, if each month you pay the entire New Balance by the Payment Due Date. Grace period does not apply to cash advances, balance transfers, and Visa convenience checks. |
| Balance Computation Method |
Average Daily Balance including new purchases |
| Annual Fee |
None |
| Minimum Finance Charge |
None |
Other Fees: Over Limit Fee - $15.00. Late Payment Fee - $15.00 for balances $100.00 or less; $20.00 for balances between $100.01-$1,000.00;$25.00 for balances between $1,000.01-$10,000.00; $30.00 for balances over $10,000.00. Return Payment Fee - $15.00. Information in this document is accurate as of August 15, 2007.
Foreign Transaction Fee: 1% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.
*0% Intro Rate: Purchases, balance transfers, and cash advances made during the first 90 days your account is open qualify for the 0% APR for up to 6 months (180 days). After the first 90 days, your rate on purchases will accrue at your standard Visa rate (range disclosed above).
**Standard APR: The APR you receive will be in the range disclosed and is based on your credit score. Please ask us the rate that your credit score determines. Higher credit scores receive our best rates. Rates subject to change and may increase after consummation.
***Late Payer Rate: If your payment is late 3 times in any consecutive 12 month period, or 30 days late at any time, we may increase your APR to 17.99% (the Late Payer Rate). | 