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Credit Cards

 

 



 CREDIT CARDS 

 Your credit card did... what?!

LFCU is pleased to offer one of the best values in the industry. Just say "no!" to outrageous penalty fees and sneaky fine print! Switch to an honest value from LFCU.

All LFCU credit cards offer:

  • No fee for cash advances (a truly unique benefit!)
  • Generous credit limits
  • 25-day grace period on purchases
  • Zero liability for unauthorized purchases**
  • Free travel accident and auto rental insurance
  • Emergency cash/card replacement no matter where you are

LFCU Visa Platinum 

Enjoy in a low rate, premium perks and the prestige only platinum can deliver. This card is perfect for members who typically carry a credit card balance.

  • Save with 0% APR for six months!*
    0% applies to all purchases, cash advances and
    balance transfers you make during the first 90 days*
  • Keep saving with a variable rate as low as 8.24% APR (Prime plus a margin of 4.99%)

LFCU Visa Platinum Rewards 

Turn everyday purchases into extraordinary rewards! You'll earn one reward point for every dollar you spend on everything from gas to online purchases - so points will add up fast. For example, if you spend $175 a week on groceries, in one year you'll have 9,100 points!

  • No limit to the number of points you can earn
  • Points will never expire, as long as you make at least one qualified purchase every 12 months
  • Low variable rate - currently as low as 9.24% APR

 Redeem your reward points for almost anything

Popular electronics, game stations like Xbox ® and Playstation ®, travel on any major airline (with no blackout dates!), gift cards, and very personal adventures you'll never forget. Plus you can enroll your LFCU Check Card in the rewards program to earn points even faster.

Click here to view all travel, merchandise, gift card, and experiential rewards.

Terms and conditions

 Share-secured Visa Card

  •  Ideal for building or repairing credit 
  •  Secured by funds on deposit at LFCU 
  •  Credit limits up to 80% of securing deposit 
  •  Available with ATM access for cash advances 

As you can see, we have a Visa card to fit any lifestyle. Get yours today!

Traveling with your LFCU Visa?

To ensure uninterrupted service with your LFCU credit and debit cards, please notify us before you travel out of the state or country. This information will ensure your credit and debit card purchases are not blocked by our fraud monitoring systems. Without a notification, transactions that look like a significant change in spending behavior may trigger a fraud alert and block activity on your account. Notify LFCU

Please note that LFCU has blocked credit card transactions in Turkey and Pakistan. Thank you for advising LFCU of your travel plans. If you have any questions, please contact us via Live Chat or a call to (800) 328-LFCU.

To report a lost or stolen card please call (800) 328-LFCU or (818) 565-2020 (International/direct).

*0% Intro Rate: Purchases, balance transfers, and cash advances made during the first 90 days your account is open qualify for 0% APR for up to 6 months (specifically, for 180 days from the date your account is open). After the first 90 days, your rate on purchases and other transactions will accrue at your standard Visa rate.

**Zero Liability Policy: You are not responsible for unauthorized purchases made with your card as long as you report the items within 60 days of your statement date. See your Visa Credit Card Agreement and Disclosure for details.


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